Quik Nation has a Plaid account already set up from before the AI era. Plaid actually met with the team. The account has been sitting dormant — no product was smart enough to use it.

Clara is that product. Plaid connects to 12,000+ banks and gives Clara read access to:

  • Bank balances (Wells Fargo, etc.)
  • Transaction history
  • Recurring bills and subscriptions
  • BNPL payment schedules (visible through bank transactions)
  • Cash flow data

Cost: ~0.50 per connected account per month

Action: Find Plaid credentials, check account status, activate for Clara MVP. SSM location: Check if Plaid keys are already in AWS SSM. If not, retrieve from Plaid dashboard and store.